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Will I be asked for proof of the source of funds when I buy property in Lebanon?

6 min read7 sourcesReviewed by Tatyana Alwan, lawyer, 18 Oct 2026
On this page
  1. Key facts
  2. What the law asks of notaries and brokers
  3. What you may be asked to show
  4. Why a clean paper trail protects you
  5. Carrying cash
  6. How to prepare before you pay
  7. It depends on
  8. Common questions
  9. Sources

Short answer

Possibly, but no published rule lists what you must show. Under Law 44/2015[1], notaries, lawyers and brokers handling a sale must apply anti-money-laundering due-diligence checks. The law does not list documents, and practice varies by notary and bank. Keep bank records that show where your money came from, and ask the notary in advance.

Also asked as: “Source of funds property purchase Lebanon notary” · “Does a Lebanese notary ask where my money comes from?” · “Anti-money-laundering checks when buying property in Lebanon” · “Proof of funds to buy an apartment in Lebanon”

Cash carried into Lebanon above USD 15,000[1] must be declared in writing to customs, and undeclared cash can be held and referred to the Public Prosecutor. Confirm the current threshold with Lebanese Customs before you travel. This page covers what was published up to 17 October 2026.

Key facts

The law
Law 44/2015[1], on combating money laundering
Who must run checks
Real-estate brokers, and notaries, lawyers and certified accountants who prepare or carry out a sale[1]
Document list for buyers
Not published; practice varies by notary and bank[1]
Record keeping
records kept at least 5 years[1] after the transaction or the end of the relationship
Cash at the border
Written declaration to customs above USD 15,000[1], the figure in Law 42/2015; confirm it with Lebanese Customs
Fine for not declaring cash
up to LBP 10 million[1], set in 2015 and worth far less since 2019; prosecution is still possible
Laundering through property
3 to 7 years in prison[1] and a fine of up to twice the amount

What the law asks of notaries and brokers

Lebanon's anti-money-laundering law, Law 44 of 24 November 2015, puts real-estate brokers under record-keeping and due-diligence duties. Notaries, lawyers and certified accountants must apply the same duties when they prepare or carry out property purchases and sales for clients[1].

Covered institutions must identify and verify the customer and the beneficial owner (the person the money really belongs to) from reliable documents, and keep copies for records kept at least 5 years[1]. In practice, the people who handle your purchase are expected to know who you are and whose money is being used. Ownership passes only when the notarial deed is registered at the Land Registry[2], so every buyer goes through a notary and meets these checks.

What you may be asked to show

No source we found lists the documents a notary or bank asks a buyer to show as proof of funds. The law sets the duty without a list, and practice varies by notary and bank[1]. We could not confirm whether foreign buyers, buyers abroad or larger purchases face different questions.

The people who can tell you are the notary (kateb adel) who will draw up the deed, the bank you pay through, and a lawyer if you have one. Ask them plainly which documents they need to show where the purchase money comes from, in which language, and whether documents issued abroad must be translated or legalised. Ask before you transfer anything, so the money moves in a way you can document.

Remittance apps can ask questions too. According to Taptap Send, a Whish recipient who needs to receive more than the monthly limit may have to fill in a Whish form and justify the transfer, for example with a sales invoice[3]. As of October 2026, Taptap Send gives Whish limits of USD 5,000 per transfer and per month, far below a property price. More on the options in sending money to Lebanon for a property.

Why a clean paper trail protects you

Under Law 44/2015, using illicit funds to buy immovable property in order to hide their origin is money laundering, punished by 3 to 7 years in prison[1] and a fine of up to twice the amount. The Special Investigation Commission may place a note on property registers that an asset is under verification, and may ask the Public Prosecutor to freeze it. Such a note would appear on the Land Registry extract (ifadeh aqariyeh), which shows the owner, charges and restrictions on the plot[2,4].

A clear record of where your money came from works in your favour. Read the extract for any note before you pay, and keep a record of every transfer from your account to the seller. If someone in Lebanon acts for you, know that forged powers of attorney have been used to try to sell or mortgage property, including an expatriate's property in Jounieh[5,6,7]. See how to check a power of attorney is genuine.

Carrying cash

Under Law 42/2015, anyone carrying cash or negotiable instruments into or out of Lebanon must declare them in writing to customs above USD 15,000[1]. That threshold is the figure in the 2015 law. A later Cabinet decision on border cash declarations could not be read, so confirm the current threshold with Lebanese Customs before you travel.

On a false or missing declaration, or if customs suspect the money's origin, they can hold the cash and notify the Public Prosecutor at the Court of Cassation, who decides within two days whether to keep or release it. Customs also notify the Special Investigation Commission[1]. The fine is up to LBP 10 million, a figure set in 2015 that has lost most of its value since 2019, so the bigger risks are having the cash held and facing prosecution. The full rules are in how much cash you can bring into Lebanon, and the trade-offs in cash or bank transfer for a property.

How to prepare before you pay

  1. Ask the notary what they need. Before any money moves, ask the notary who will sign the deed which identity and source-of-funds documents they want from you, and whether foreign documents need translating. Practice varies by notary[1].
  2. Gather your records. Collect the bank statements, sale contracts or salary records that show where the money came from. Keep copies of everything you hand over.
  3. Ask your bank the same question. If you pay by transfer, ask the sending and receiving banks what they will want to see for a payment of that size. No published rule fixes this[1].
  4. Declare cash at the border. If you carry cash above USD 15,000[1], fill in the written declaration at customs and keep your copy. Check the current threshold with Lebanese Customs before you travel, because a later Cabinet decision on it could not be read.
  5. Check the extract, then sign and register. Get a recent Land Registry extract and read it for notes or restrictions[2,4]. Ownership passes only when the sale is registered[2]. Here is how to check a title deed.

It depends on

  • The notary and the bank. The law does not list documents, and practice varies by notary and bank[1]. Ask them directly, in writing if you can.
  • How you pay. Cash above the border threshold needs a customs declaration[1]; transfers through Whish above the monthly limit may need a justification form, according to Taptap Send[3].
  • Buying through an agent. If someone signs for you with a power of attorney, ask the notary whose identity and funds they will check. The full process is in buying from abroad, step by step.
  • Your nationality. We found no source saying foreign buyers face different source-of-funds checks. Ask the notary.

Common questions

Is there an official list of documents to prove the source of funds for a property in Lebanon?

No list has been published. Law 44/2015 requires notaries, lawyers and brokers to apply due-diligence duties to property sales but does not say which documents a buyer must show, and practice varies by notary and bank[1].

Do I have to declare cash I bring into Lebanon to buy property?

Yes, if it is above USD 15,000[1]: Law 42/2015 requires a written declaration to customs, and you should confirm the current threshold with Lebanese Customs before you travel. The fine of up to LBP 10 million was set in 2015 and has lost most of its value since 2019; the greater risks are the cash being held and criminal prosecution.

How long are my identity documents kept after the purchase?

Law 44/2015 requires covered institutions to keep copies of identification and documents for records kept at least 5 years[1] after the transaction or the end of the relationship.

Sources

Checked against these sources. The numbers in the text point here.

  1. 1.
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  3. 3.
    Taptap Send: how can I send money to Lebanon

    Taptap Send · 8 Oct 2026 · read 17 Oct 2026

  4. 4.
  5. 5.
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  7. 7.
    Sanitized Cases – 2023 Forgery Report (STR)

    Special Investigation Commission · undated · read 17 Oct 2026