Ahla Beit
Browse topics

I bought with a sale contract but nothing is registered. Am I the owner?

10 min read28 sourcesReviewed by Tatyana Alwan, lawyer, 18 Oct 2026
On this page
  1. Key facts
  2. What your contract does and does not give you
  3. The risks while the property is in the seller's name
  4. Is it too late? The time limits
  5. What registering will cost
  6. How to get an unregistered purchase registered
  7. It depends on
  8. Common questions
  9. Sources

Short answer

No. In Lebanon you own a property only once the sale is inscribed at the Land Registry[1]. Until then, your contract gives you a personal claim against the seller, not ownership[1,2]. The property stays in the seller's name and can still be sold, mortgaged or seized. Get a fresh registry extract and register without delay.

Also asked as: “I bought with a sale contract but nothing was registered at the land registry. Am I the owner?” · “Is an unregistered sale contract valid in Lebanon?” · “Does a notarised sale contract make me the owner?” · “How do I register a property I bought years ago?”

Two deadlines may already be running against you. UN-Habitat says a buyer who does not register within ten years[2,3] loses the right to register, and the Norwegian Refugee Council also gives a ten-year limit; no source names the article of law, so confirm with a lawyer. Separately, the cheaper fee rate for old contracts already in the daily register ends on 31 December 2026[4,5]. This page covers what was published up to 17 October 2026.

Key facts

Who owns it now
The seller, until the sale is inscribed[1]
What your contract gives you
A personal right against the seller[1,2]
Against everyone else
Rights count only from their inscription on the property's folio[6]
Two buyers, one property
The first entry in the registry's daily journal ranks first[6]
Time limit to register
ten years[2,3], according to UN-Habitat and the Norwegian Refugee Council; no article of law named
Living there for years
Does not make you owner of registered property[6]
Registration fee
3% of the value for Lebanese buyers, 5% for non-Lebanese[7]
Unpaid fees on contracts in the daily register before 2020
LBP 1,500 per USD until 31/12/2026[4,5]

What your contract does and does not give you

A Lebanese purchase has a fixed order. First you get a recent Land Registry extract. A promise of sale is optional. Then comes the notarial deed, and finally inscription at the Land Registry, which is the moment ownership passes[1]. Kallas Law Firm puts it plainly: an unregistered sale contract does not transfer ownership, even between seller and buyer, and gives the buyer only a personal right[6,8].

A notarial deed does not change this. The deed is signed so that the sale can be inscribed, and money paid before inscription gives you only a claim against the seller[1]. The same applies if all you hold is an irrevocable power of attorney to sell. Kallas says that is not a sale, and the holder is not an owner whose right counts against third parties[8]. More on that in irrevocable powers of attorney.

Your claim still has value. Kallas says you can sue the seller, or the seller's heirs, to force the registration, to claim damages or to have the sale confirmed[6,8]. What protects you is turning that claim into an inscription. Before you start, read how to check a title deed.

The risks while the property is in the seller's name

Until your sale is inscribed, any sale, mortgage or seizure entered on the folio before you is ahead of you[1]. When two people claim the same property, priority goes by the date of entry in the registry's daily journal, not by the date the contract was signed[6]. Someone who acquires a right relying on the registry entries keeps it, unless they knew beforehand of the defect that would annul it.

Kallas says it is settled case law that a seller who sells the same property twice commits fraud under the Penal Code[9]. That source does not say what a criminal case would do for your registration, so ask a lawyer about the civil side.

Forgery is the other danger. In a case reported by the Internal Security Forces in June 2026, a buyer learned that the deed was invalid only when he went to register, after he had already bought the property[10]. See what to do about a forged deed or a fake owner.

Is it too late? The time limits

UN-Habitat's 2024 land-rights review and the Norwegian Refugee Council (2016) both say transfers must be registered within ten years[2,3]. UN-Habitat adds that a buyer who misses this loses the right to register the transfer. Neither names the article of law that sets the limit. Kallas also treats the right to demand registration as subject to a ten-year limit, but says possession interrupts it: prescription stops if you show, through your contract, that you received the property and have held it publicly, continuously and without challenge[6,8][11].

If you hold an irrevocable POA, Kallas reports that the Court of Cassation upheld the annulment of a sale registered under such a POA more than ten years after it was drawn up, and the property went back into the seller's name. That limitation applies only if the seller invokes it[11]. Kallas also says an ordinary POA more than five years old cannot be used to register at the Land Registry[8,11], while a truly irrevocable one is exempt from that limit.

An annotation entered on the folio on the strength of an ordinary contract or POA does not make you owner either. According to Kallas, your right stays personal and the ten-year clock keeps running until final registration[11]. The sources describe the limit in different ways and none names its article, so have a lawyer read your contract and its dates.

What registering will cost

The registration fee is 3% of the value for Lebanese buyers, 5% for non-Lebanese[7]. The rate depends only on the buyer's nationality[5]. For built property, the fee is charged on the finance office's estimate (rental value × 30) whenever that estimate is higher than the price in the contract[5,12]. Kallas Law Firm puts total buying charges at about 4% of the value for a Lebanese buyer and about 6% for a non-Lebanese buyer, before broker, lawyer and extract costs.

Your contract may have been entered in the registry's daily register before 1 January 2020 with its fees never paid. If so, Law 40/2026 lets you pay those fees at LBP 1,500 per USD until 31/12/2026, and any balance paid later follows the Banque du Liban rate on the payment date[4,5]. This applies only to contracts already in the daily register, not to a contract that was merely signed. Details are in settling old contracts at the 1,500 rate.

Law 64/2017 (Art. 14) introduced a 2% advance on the transfer fee, charged on the contract price plus the municipal fee and paid within 15 days of a surveyed sale contract. That advance is not refunded if the sale is not registered within one year[13,14]. It is not confirmed whether the advance is still collected this way after Law 10/2022. Ask the notary or the registry office whether you paid it and whether it still counts.

How to get an unregistered purchase registered

  1. Get a fresh official extract (ifadeh aqariyeh). Request it in person at the Land Registry office for the area where the property lies[15,16]. Give the property's governorate, district, real estate zone, property number, section and block[16,17]; section and block apply only to some properties. Legalmondo (June 2025) put the fee at USD 5[16]. It also says anyone may request an extract without showing a legal interest, but none is issued while a lien or a registration on the plot is still in process. Kallas reports about 2 business days for a physical certificate, and times vary by office[18]. Copies from OMT or online are unofficial and do not count for a transaction or in court[16,17,18,19]. Check that the owner, the shares, mortgages, seizures and pending court actions match what you expect[16,18]. In April 2025 several Mount Lebanon registry offices, including Baabda, worked only on set days[20], so call the office for your property before going. More on getting a registry extract.
  2. Make sure the plot is the one you think it is. The register is kept by property number, not by owner name[6]. Where the cadastral plan and the ground disagree, the plan prevails[6,21]. If you have any doubt, ask a sworn surveyor (the Cadastre supervises them[22]) to match the plan to the land and walk the boundaries with you. We found no published cost for this, so ask for a written quote.
  3. Ask the registry office whether your contract was ever filed. Ask whether it has an entry in the daily register and on what date. That entry decides your rank against other claims[6] and whether the old 1,500 rate can apply[4,5].
  4. Gather your proof. Bring the contract, every receipt and transfer record for the money you paid, and anything showing you received the property and have held it openly. According to Kallas, that kind of possession is what interrupts prescription[6,8].
  5. If the seller cooperates, sign and register at once. The sale can be drawn up before a notary or before the assistant head of the Land Registry office[11,13]. For built property the seller needs the rental value statement. If there is no Treasury lien on the folio, it is issued once the built-property tax and the capital-gains tax on the property are paid[5,12]; for liens, see the factors below. For land, the seller needs a statement of contents from the municipality and a location map instead[15,23]. File at the registry the same day. If you live abroad, someone you name in a power of attorney can sign and register for you. The POA should name the property by number and location[24,25,26].
  6. If the seller refuses, has died or cannot be found, go to a lawyer. Kallas says you can sue the seller or the heirs to force registration[6,8]. A notice of the case can be entered on the folio only by decision of the president of the competent civil court[6]. Once entered, the notice counts against third parties from the date of its inscription. Under MoF decision 825, if a court orders the seller to register the sale without charging you the fees and taxes, the rental value statement is issued to you once the built-property tax and the capital-gains tax are paid[27]. No source publishes the cost or duration of such a case, so ask the lawyer for a written estimate.

It depends on

  • Whether your contract is in the daily register. A filed contract has a rank and may qualify for the old 1,500 rate. A contract that was only signed has neither. Ask the registry office.
  • What you hold. An ordinary POA and an irrevocable POA are treated differently: an ordinary one more than five years old cannot support registration[8,11], while a truly irrevocable one is exempt. Have a lawyer read the document itself.
  • Taxes owed by the seller. A Treasury lien registered after your contract's date does not block the rental value statement once the two property taxes are paid[27]. One registered before it generally does. Look for liens on the extract.
  • Unsurveyed land. A Land Registry opens in a region only after delimitation and registration there are complete and certified[2,21]. Otherwise a special provisional delimitation and publication procedure applies before any new inscription, with two months for objections[6]. Ask the registry office and a lawyer which situation your village is in.
  • The seller's situation. With a cooperative seller you register through a notary or the registry office. No source publishes how long that takes, and office days have varied[20], so ask the registry office or the notary. If the seller refuses or has died, Kallas says the route is a court case against the seller or the heirs[6,8].

Common questions

Is a notarised sale contract enough to make me the owner in Lebanon?

No. A notarial deed is signed so that the sale can be inscribed at the Land Registry, and ownership passes only on that inscription[1]. Until then you hold a personal claim against the seller[1,2].

Can I become the owner because I have lived in the property for years?

Not if the property is registered: long possession cannot give you ownership of registered property[6]. According to Kallas Law Firm, open and continuous possession can still interrupt the prescription of your right to demand registration[6,8].

What happens if the seller sold the same property to someone else?

Between competing buyers, the one whose sale was entered first in the registry's daily journal ranks first, whatever the contract dates[6]. Kallas says selling the same property twice is fraud under the Penal Code[9]. A lawyer can tell you whether you still have a claim to the property or only to damages.

Does a provisional inscription protect me?

A promise of sale that is provisionally inscribed on the folio keeps your rank against later sales and mortgages[1,28]. Provisional inscriptions lapse: depending on how they were made, they expire after one month, six months, two months or up to one year[6], so ask a lawyer when yours ends. Kallas says an annotation based on an ordinary contract or POA still does not make you owner, and the ten-year clock keeps running until final registration[11].

Sources

Checked against these sources. The numbers in the text point here.

  1. 1.
  2. 2.
  3. 3.
    Palestinian Refugees' Right to Inherit under the 2001 Amendment Law – Beirut Test Case

    Norwegian Refugee Council · January 2016 · read 16 Oct 2026

  4. 4.
    Annual Budget Documents and Process (Budget Law 2026 index page)

    Lebanese Ministry of Finance · 10 Feb 2026 · read 17 Oct 2026

  5. 5.
    Real estate fees calculator

    Kallas Law Firm · 24 May 2026 · read 17 Oct 2026

  6. 6.
  7. 7.
  8. 8.
  9. 9.
  10. 10.
    ISF: arrest of suspect forging a property deed in Halat

    Internal Security Forces (ISF), Lebanon · 24 Jun 2026 · read 17 Oct 2026

  11. 11.
  12. 12.
    Law 10/2022 (General Budget Law for 2022), consolidated text with amendments

    Lebanese University Legal Informatics Center (legallaw.ul.edu.lb) · 15 Nov 2022 · read 17 Oct 2026

  13. 13.
    Ministry of Finance circular 4835 of 13/11/2017 applying Art. 14 of Law 64/2017 (2% advance on the real estate transfer fee)

    Lebanese University Legal Informatics Center (legallaw.ul.edu.lb) · 13 Nov 2017 · read 17 Oct 2026

  14. 14.
    Lebanon: Individual – Other taxes

    PwC Worldwide Tax Summaries · 1 Jul 2026 · read 17 Oct 2026

  15. 15.
  16. 16.
    How to Find Real Estate and Land Register Information in Lebanon

    Legalmondo · 17 Jun 2025 · read 17 Oct 2026

  17. 17.
    OMT: Viewing Title Registers (Land Registry service page)

    OMT (Online Money Transfer S.A.L.) · undated · read 17 Oct 2026

  18. 18.
    Lebanon Asset Search: How to Find Real Estate and Company Ownership Records

    Kallas Law Firm · 25 Oct 2025 · read 17 Oct 2026

  19. 19.
    Viewing Title Registers Electively Through OMT

    OMT (Online Money Transfer S.A.L.) · 13 Oct 2020 · read 17 Oct 2026

  20. 20.
  21. 21.
  22. 22.
    LIBC: How GDLRC is implementing the Roadmap to Build Land Industry in Lebanon

    LIBC (Lebanese International Business Council) · 21 Jan 2021 · read 17 Oct 2026

  23. 23.
    Lebanese Real Estate Differences

    Choueh Law Firm · undated · read 17 Oct 2026

  24. 24.
    Power of Attorney

    Embassy of Lebanon, Washington DC · undated · read 17 Oct 2026

  25. 25.
    Power of Attorney

    Consulate General of Lebanon, Detroit · undated · read 17 Oct 2026

  26. 26.
    Power of Attorney

    Embassy of Lebanon, The Hague · undated · read 17 Oct 2026

  27. 27.
    Ministry of Finance Decision 825 of 8/11/2023 on the rental-value statement for real-estate transfers (Art. 66 of Law 10/2022)

    Lebanese University Legal Informatics Center (Ministry of Finance decision, Official Gazette) · 8 Nov 2023 · read 17 Oct 2026

  28. 28.