How do I pay the deposit and the balance on a Lebanese property from abroad?
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Short answer
No rule we found fixes the deposit or when the balance is due, so you agree both with the seller in writing. You own the property only once the sale is inscribed at the Land Registry[1]. Before that, check the Land Registry extract, pay as little as you can, and tie the balance to the notarial deed and registration.
Also asked as: “Pay deposit for property in Lebanon from abroad” · “How do I pay a Lebanese seller while living overseas?” · “When do I pay the balance on a property in Lebanon?” · “Paying for a Lebanese apartment without travelling”
In a case the Internal Security Forces reported in June 2026, a buyer bought a property in Halat (Jbeil) whose deed had been forged in the real owner's name, and learned it only when he tried to register it[2]. Have an official Land Registry extract checked before any money moves. This page covers what was published up to 17 October 2026.
Key facts
- You own it
- Only once the sale is inscribed at the Land Registry[1]
- Deposit size and timing
- Not fixed by any rule we found; agreed in writing with the seller
- Two buyers, one property
- The first entry in the registry's daily journal ranks first[5]
- Cash brought into Lebanon
- Declared in writing to customs when above USD 15,000[10]
- Land Registry fee
- 3% of the value for Lebanese buyers, 5% for non-Lebanese[11]
Why you pay as late as you safely can
A purchase runs in a fixed order: a recent Land Registry extract, an optional promise of sale, the notarial deed, then inscription at the Land Registry. Ownership passes only on inscription[1]. Kallas Law Firm explains that ownership is transferred by the notarial deed inscribed at the registry; a power of attorney or a private agreement does not transfer it. Money you pay before inscription gives you a claim against the seller, not the property[1,3].
Until inscription, the property stays in the seller's name and exposed to any sale, mortgage or seizure entered before yours[1]. Between two buyers of the same property, the one entered first in the registry's daily journal ranks first, whatever the dates on the deeds[5]. Kallas Law Firm says selling the same property twice counts as fraud under the Penal Code[12]. A criminal conviction does not by itself give your money back.
What to settle before you pay a deposit
No source we read sets a usual deposit size, a usual schedule for the balance, or what happens to a deposit when a deal falls through. You negotiate those terms and write them into the promise of sale. Have a Lebanese property lawyer draft them, because those clauses decide whether you can get your money back.
A promise of sale can be provisionally inscribed on the property's folio. That keeps your rank against any later sale or mortgage, and without it the promise cannot be relied on against third parties acting in good faith[1,4]. It does not by itself make a deposit refundable. Provisional inscriptions also lapse after one month, six months, two months or up to one year[5], depending on how they were made. We found no published fee for inscribing a promise, so ask the notary (kateb adel) for a written quote and how long the inscription would last.
Moving the money
The sources describe a cash market. JSK Real Estate, an agency, says purchases in 2025 were paid in full in cash or by bank transfer of the whole amount, mostly in USD[13,14]. Assukna, a property venture, wrote in April 2026 that most deals are funded through exchange houses, trusted couriers or occasionally international wires, and not through Lebanese bank accounts. It advises planning and documenting the method with a lawyer[15]. Both are interested parties, and neither says which route is safest.
Agree with the seller where the money lands before you sign anything. JSK wrote in 2023 that some sellers want payment to an account outside Lebanon while buyers hold cash in Lebanon, or the reverse[16]. No source we read explains how to make a transfer from abroad arrive at the moment the deed is signed. Ask your lawyer how the balance will be held and released, and write that into the promise of sale. More options are in sending money to Lebanon for a property.
Cash worth more than USD 15,000 that you bring into Lebanon must be declared in writing to customs[10]. For cash carried out, the law allows disclosure to customs on request instead, under implementing procedures we could not find, so check with Lebanese Customs before you travel in either direction. Customs can hold undeclared cash and refer it to the Public Prosecutor at the Court of Cassation. Notaries, lawyers and brokers have anti-money-laundering duties on property sales, but the law does not list which documents a buyer must show, so ask the notary in advance what proof of funds they will want.
The fees you also have to fund
On top of the price, the Land Registry fee on a sale is 3% of the value for Lebanese buyers, 5% for non-Lebanese[11]. For built property it is charged on the higher of the estimated value set by the Ministry of Finance and the declared price[17,18]. We found no confirmed rule for the base on unbuilt land, so ask the notary or the regional finance office[19,20]. State fees are collected in Lebanese pounds[19,21].
Stamp duty on the sale contract is 0.4%[20,22]; confirm it with the notary. Sources disagree on the exchange rate used to convert a dollar price for stamp duty: Kallas Law Firm cites the previous day's rate, PwC the Sayrafa rate. Under Law 64/2017 and a Ministry of Finance circular, a 2% advance on the transfer fee is paid within 15 days of a surveyed sale contract, and it is not refunded if the sale is not registered within one year. Whether it is still collected this way since Law 10/2022 is not confirmed[22,23]. Ask the notary for a written list of every fee, who pays it and in which currency, so your agent has the money ready on the day.
How to pay the deposit and the balance from abroad
- Get an official Land Registry extract (ifadeh aqariyeh) for the exact property. Your lawyer, or someone you trust in Lebanon, requests it at the land registry office for the area where the property lies[24,25]. They need the property's governorate, district, real estate zone, property number, section and block[25,26] (the last two where they apply). For a flat, the unit has its own number added to the plot number, with its own folio[27]. According to one law firm, certificates are public and anyone may request one without showing a legal interest, but none is issued while a lien or a registration on the plot is still in process[25]. That same firm put the fee at USD 5 in June 2025, and Kallas Law Firm gives about 2 business days for a physical certificate[28]. Copies from OMT or online are unofficial and for reference only[25,26,28,29]. More in how to check a title deed.
- See the property on the ground. For land, where the cadastral plan and the boundaries on the ground differ, the plan prevails[5,30]. Have a surveyor or engineer you hire yourself show you the plot against the plan. We found no published fee for this. See getting a cadastral map or survey.
- Check the seller's power of attorney, if there is one. Kallas Law Firm says an agent who registers a sale must produce a power of attorney no more than 5 years old[31,32], and that an ordinary POA can be revoked at any time. Forged POAs and IDs have been used to try to sell property and to mortgage it[33,34,35]. See checking that a power of attorney is genuine, and ask the notary to confirm the POA before you pay.
- Name your own agent. Sign a POA in person at a Lebanese embassy or consulate, or before a local notary, then have it authenticated locally and legalised by the Lebanese mission[6,7,8,9]. Missions ask for the property number and location, plus a copy of the deed or a Land Registry extract[6,8,36], so bring the extract from step 1. Details are in giving a power of attorney from abroad.
- Pay the deposit by a route that leaves a record, and get a receipt. A transfer to an account in the registered owner's name leaves a trail. For cash, get a signed receipt that names the property number and the amount; see proof when you pay a seller in cash. If a broker is involved, the broker must record the transaction and give a certified copy to any party who asks[37].
- Pay the balance at the notarial deed and file it at once. Your agent signs the sale before a notary, or before the competent assistant head of the Land Registry office[23,31]. Release the balance only at that signing. Have the deed filed at the registry as soon as you can, because rank goes by entry in the daily journal[5].
- Get a fresh extract in your name. You own the property once the sale is inscribed[1]. Ask your agent for a new extract showing you as owner, and keep copies of every receipt and contract.
It depends on
- Where the seller wants the money. JSK Real Estate, a broker, wrote in 2023 that deals close more easily when the seller accepts payment either abroad or in Lebanon[16]. Settle where the money goes before the promise of sale, and ask your lawyer how to document it.
- Who signs for the seller. If an agent sells under a POA, you carry the risk that it was revoked or forged. Have the notary check it before you pay anything.
- How the money travels. Cash worth more than USD 15,000 brought into Lebanon must be declared in writing to customs[10], and transfer apps have caps (Taptap Send via Whish: USD 5,000 per transfer and per month[40] as of October 2026). Ask your bank abroad and Lebanese Customs before you move large sums.
- Where the property is. In September 2026 the Cabinet approved a draft law that would bar sales of property in Israeli-occupied towns of the south until the occupation ends, and it still needs Parliament's approval[41,42]. As LBCI reported the draft, promises and notarised contracts there made since 8 October 2023 could not be completed without a committee's approval[41]. Take legal advice before paying a deposit on property in the south.
Common questions
Can I pay the full price before the deed is signed?
Do I get my deposit back if the sale falls through?
We found no rule on this. It depends on what the signed promise of sale says, so write the refund terms in before you pay and have a lawyer read them.
Can I send the deposit through Whish or OMT?
It suits small sums: as of October 2026, Taptap Send's limit for transfers paid out through Whish is USD 5,000 per transfer and per month[40], and its MTM cash pickup allows USD 9,900 per transfer. Taptap Send says a Whish recipient who needs to receive more may have to fill in a Whish form and justify the transfer. We found no published OMT limit for incoming transfers.
Sources
Checked against these sources. The numbers in the text point here.
- 1.How to Buy Property in Lebanon: The Legal Steps from Verification to Inscription
Kallas Law Firm · 9 Jun 2026 · read 16 Oct 2026
- 2.ISF: arrest of suspect forging a property deed in Halat
Internal Security Forces (ISF), Lebanon · 24 Jun 2026 · read 17 Oct 2026
- 3.Legislative and Administrative Land and Property Rights Framework. Lebanon
GLTN / UN-Habitat · May 2024 · read 16 Oct 2026
- 4.The Promise of Sale, the Right of Pre-emption, and Acquisitive Prescription in Lebanese Real-Property Law (Part Five of the Practical Guide to the Code of Real Property)
Kallas Law Firm · 25 May 2026 · read 17 Oct 2026
- 5.The Land Registry in Lebanese Law — Part Six of the Practical Guide to the Code of Real Property
Kallas Law Firm · 25 May 2026 · read 16 Oct 2026
- 6.Power of Attorney
Embassy of Lebanon, Washington DC · undated · read 17 Oct 2026
- 7.Legalization of Powers of Attorney not Drafted at the Consulate
Consulate General of Lebanon, New York · undated · read 17 Oct 2026
- 8.Power of Attorney
Embassy of Lebanon, The Hague · undated · read 17 Oct 2026
- 9.Services consulaires supplémentaires par courrier
Embassy of Lebanon, Brussels · undated · read 17 Oct 2026
- 10.ABL compilation: Full text of main financial and banking laws 2015-2016 (incl. Law 42 of 24 Nov 2015 on cross-border cash declaration), French text
Association of Banks in Lebanon (ABL) · 24 Nov 2015 · read 17 Oct 2026
- 11.قانون الموازنة العامة لعام 2022 (القانون 10/2022) المنشور في الجريدة الرسمية
Lebanese Ministry of Finance · 15 Nov 2022 · read 17 Oct 2026
- 12.Theft, fraud and breach of trust: how Lebanese law distinguishes the three crimes
Kallas Law Firm · 23 Aug 2026 · read 17 Oct 2026
- 13.Why Lebanese Expats Are Buying Property Again in 2025
JSK Real Estate · 17 Sept 2025 · read 17 Oct 2026
- 14.How Expats Can Buy Property in Lebanon: A Complete Guide
JSK Real Estate · 18 Nov 2025 · read 17 Oct 2026
- 15.Is It Safe to Buy Lebanese Real Estate in 2026?
Assukna · 27 Apr 2026 · read 17 Oct 2026
- 16.Payment methods for real estate transactions in Lebanon: a complex formula
JSK Real Estate · 21 Jan 2023 · read 17 Oct 2026
- 17.Real Estate Transactions in Lebanon
Obeid & Medawar Law Firm · 12 Dec 2023 · read 17 Oct 2026
- 18.How to Register Property in Lebanon: Steps and Cost
LeBusiness · 31 May 2026 · read 17 Oct 2026
- 19.Law 10/2022 (General Budget Law for 2022), consolidated text with amendments
Lebanese University Legal Informatics Center (legallaw.ul.edu.lb) · 15 Nov 2022 · read 17 Oct 2026
- 20.Real estate fees calculator
Kallas Law Firm · 24 May 2026 · read 17 Oct 2026
- 21.Summary of the Budget Law 2022 (Law #10)
ALDIC (Arab Lebanese Diplomatic and International Consulting?) · 15 Nov 2022 · read 17 Oct 2026
- 22.Lebanon: Individual – Other taxes
PwC Worldwide Tax Summaries · 1 Jul 2026 · read 17 Oct 2026
- 23.Ministry of Finance circular 4835 of 13/11/2017 applying Art. 14 of Law 64/2017 (2% advance on the real estate transfer fee)
Lebanese University Legal Informatics Center (legallaw.ul.edu.lb) · 13 Nov 2017 · read 17 Oct 2026
- 24.Inheritance in Lebanon: Probate, Estate Declaration and Inheritance Tax (2026)
Kallas Law Firm · 27 Jun 2022 · read 17 Oct 2026
- 25.How to Find Real Estate and Land Register Information in Lebanon
Legalmondo · 17 Jun 2025 · read 17 Oct 2026
- 26.OMT: Viewing Title Registers (Land Registry service page)
OMT (Online Money Transfer S.A.L.) · undated · read 17 Oct 2026
- 27.Condominium Ownership of Built Immovables in Lebanese Law — Eighth and Final Part of the Practical Guide to the Lebanese Code of Real Property
Kallas Law Firm · 25 May 2026 · read 17 Oct 2026
- 28.Lebanon Asset Search: How to Find Real Estate and Company Ownership Records
Kallas Law Firm · 25 Oct 2025 · read 17 Oct 2026
- 29.Viewing Title Registers Electively Through OMT
OMT (Online Money Transfer S.A.L.) · 13 Oct 2020 · read 17 Oct 2026
- 30.Land Delimitation and Registration Works in Lebanese Law — Part Seven of the Practical Guide to the Code of Real Property
Kallas Law Firm · 25 May 2026 · read 17 Oct 2026
- 31.Real estate sale in Lebanon: ordinary sale contract, irrevocable power of attorney and registration in the land registry
Kallas Law Firm (klfi.net) · 12 Apr 2025 · read 17 Oct 2026
- 32.The Irrevocable Power of Attorney for the Sale of Property in Lebanon: Its Limits and Prescription
Kallas Law Firm · 9 Jun 2026 · read 17 Oct 2026
- 33.حاولوا الاستيلاء على عقار بقيمة نصف مليون دولار... ما علاقة كاتب العدل؟
Annahar · 19 Oct 2025 · read 17 Oct 2026
- 34.Photograph of a suspect arrested for fraud and forgery circulated: Have you been a victim of his crimes?
Internal Security Forces · 14 Jul 2026 · read 17 Oct 2026
- 35.Sanitized Cases – 2023 Forgery Report (STR)
Special Investigation Commission · undated · read 17 Oct 2026
- 36.Power of Attorney
Consulate General of Lebanon, Detroit · undated · read 17 Oct 2026
- 37.Commercial Code (Legislative Decree 304/1942), Arts 291-297 on brokerage
Lebanese University Legal Informatics Centre (legallaw.ul.edu.lb) · 24 Dec 1942 · read 17 Oct 2026
- 38.Legal Framework for Ownership of Land in Lebanon
IDAL (Investment Development Authority of Lebanon) · March 2018 · read 16 Oct 2026
- 39.Limitations and Restrictions for foreign investors
IDAL (Investment Development Authority of Lebanon) · undated · read 16 Oct 2026
- 40.Taptap Send: how can I send money to Lebanon
Taptap Send · 8 Oct 2026 · read 17 Oct 2026
- 41.A new law could reshape property sales in southern Lebanon's occupied towns
LBCI (LBC Group) · 26 Sept 2026 · read 17 Oct 2026
- 42.Who will protect occupied southern Lebanon from controversial land sales?
Arab News · 30 Sept 2026 · read 17 Oct 2026
Related questions
- How do I check a title deed in Lebanon before buying?Get your own official Land Registry extract and read it before you pay. Where to get it, the cost, red-flag entries and what it does not show.
- How do I give a power of attorney for property in Lebanon from abroad?Sign at a Lebanese embassy or consulate, or before a local notary and then have it legalised. An apostille alone is not enough. Documents, fees, fraud risks.
- What is the best way to send money to Lebanon to pay for a property?No single best way: apps cap at USD 5,000 to 9,900 a transfer, bank wire terms are unpublished, cash over USD 15,000 must be declared. What to check.
- How do I get proof when I pay a seller in cash in Lebanon?Keep a signed record of each cash payment and pay close to registration: only the registered deed makes you owner. Receipts, timing and AML checks.
- How do I check that a power of attorney to sell a property is genuine and still valid?Check the mandate to sell, the names and plot against the registry extract, the date and revocation. We found no public POA register. Steps and fraud risks.
- How much cash can I bring into Lebanon, and do I have to declare it?Cash above USD 15,000 must be declared to Lebanese customs, in writing on entry; on exit, disclosure on request may suffice. Covers fines and seizure.
- What does it cost on top of the price to buy an apartment in Lebanon?About 4% of the value for Lebanese buyers and 6% for foreigners, by one law firm's count: transfer, stamp, notary, Bar and municipal fees, and who pays.
- How do I buy property in Lebanon from abroad, step by step?Through a power of attorney: check the official Land Registry extract, then your agent signs the deed and registers it. Steps, costs and fraud checks.




